India Income Tax Calculator FY 2025-26
Estimate onlyEstimate your India income tax for FY 2025-26 from your gross income — with your taxable income, effective and marginal rates, and after-tax pay.
Reviewed by the TryClearTally editorial team · Last updated July 4, 2026 · Methodology & sources
Tax year
FY 2025-26
Top rate
30%
Currency
INR
Social tax
—
FY 2025-26 new regime (Income Tax Dept figures)
After-tax income
₹14,02,500
Total tax ₹97,500 · 6.5% effective rate
Taxable income
₹14,25,000
Income tax (after §87A rebate)
₹93,750
Health & education cess (4%)
₹3,750
Marginal rate
15%
On your last unit of income
Effective rate
6.5%
All taxes ÷ gross
What's included (FY 2025-26 new regime (Income Tax Dept figures))
- New tax regime (the default). Includes the ₹75,000 salaried standard deduction, the §87A rebate (income up to ₹12 lakh pays no tax), and the 4% health & education cess.
- The old regime — with deductions like 80C, HRA, and home-loan interest — is not modeled here and can be lower for some taxpayers.
- Employee Provident Fund (EPF) and professional tax are not included; marginal relief just above ₹12 lakh is approximated.
This is an estimate for planning only, not tax advice.
India Income Tax Estimate
After-tax income
₹14,02,500
FY 2025-26 new regime (Income Tax Dept figures). Estimate only, not tax advice.
Calculated using the standard formulas described at https://trycleartally.com/methodology — for educational estimates only, not a quote or financial advice. Verify with your lender or financial institution before making decisions.
India income tax bands (FY 2025-26)
Rates apply to taxable income after the ₹75,000 standard deduction. Each rate is charged only on the income within its band.
| Rate | Income band |
|---|---|
| 0% | ₹0 – ₹4,00,000 |
| 5% | ₹4,00,000 – ₹8,00,000 |
| 10% | ₹8,00,000 – ₹12,00,000 |
| 15% | ₹12,00,000 – ₹16,00,000 |
| 20% | ₹16,00,000 – ₹20,00,000 |
| 25% | ₹20,00,000 – ₹24,00,000 |
| 30% | ₹24,00,000 and up |
What this India estimate covers
- New tax regime (the default). Includes the ₹75,000 salaried standard deduction, the §87A rebate (income up to ₹12 lakh pays no tax), and the 4% health & education cess.
- The old regime — with deductions like 80C, HRA, and home-loan interest — is not modeled here and can be lower for some taxpayers.
- Employee Provident Fund (EPF) and professional tax are not included; marginal relief just above ₹12 lakh is approximated.
Income tax in other countries
FAQ
It depends on your income. Enter your gross annual income in the calculator above to estimate your India income tax, along with your effective and marginal rates and after-tax income. Figures use the FY 2025-26 new regime (Income Tax Dept figures).
India figures use the FY 2025-26 new regime (Income Tax Dept figures). Estimates for planning only, not tax advice.