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Printed August 25, 2026 · https://trycleartally.com/tip-calculator
Estimates for educational purposes only — not financial advice. See https://trycleartally.com/disclaimer.
Tip Calculator
Tip
Tap a preset above or type your own.
Split between
Each person pays
$100.89 total, split 4 ways
Tip amount
Total with tip
Tip per person
Each person pays
The tip is figured on the bill amount you enter. Some people tip on the pre-tax subtotal and some on the post-tax total — enter whichever you prefer. Per-person amounts aren't rounded to the cent on the receipt, so round up if you're splitting cash.
Tip & Split
Each person pays
$25.22
Calculated using the standard formulas described at https://trycleartally.com/methodology — for educational estimates only, not a quote or financial advice. Verify with your lender or financial institution before making decisions.
Work out the tip and split the check in seconds. Tap a percentage, set how many people are paying, and get the amount each person owes.
Reviewed by the ClearTally editorial team · Last updated July 24, 2026 · Methodology & sources
Splitting a bill with tax on it too? The sales tax calculator shows the tax on a purchase by state, so you can see the subtotal, the tax, and the tip separately.
How it works
The tip is the bill times the percentage you pick; the total is the bill plus that tip. Split it and everyone owes the total divided by the number of people. The presets cover the usual range for table service in the US — 15% for adequate service, 18–20% as the common default, and 25% for something exceptional — but you can type any number.
One detail worth knowing: whether you tip on the pre-tax subtotal or the after-tax total is up to you, and it makes a small difference. On a bill with 8% sales tax, tipping 20% on the post-tax figure works out to about 21.6% of the food itself — a couple of dollars on a big check. Neither is wrong; enter whichever amount you want to tip on as the bill.
Example:an $85.50 dinner split four ways at 18% comes to $15.39 in tip and $100.89 all in — about $25.22 each. Bump the tip to 20% and the total rises to $102.60, or $25.65 a head. When you're splitting cash, it's normal to round each share up to the nearest dollar so the total covers.
FAQ
For sit-down table service in the US, 15% to 20% of the bill is the customary range, with 18–20% now the common default at most restaurants and 20%-plus for service that stood out. Counter service, takeout, and self-serve generally carry no obligation, though a tip jar or a suggested line on the receipt is always optional. Norms vary widely by country — in much of Europe and Asia a service charge is already included and tipping is minimal — so this reflects US restaurant convention.
Either is accepted, and the difference is small. Tipping on the pre-tax subtotal is the traditional approach, since the tax isn't part of the service. Tipping on the post-tax total is simpler because it's the number at the bottom of the receipt, and it nudges the tip slightly higher. On an $80 meal with 8% tax, a 20% tip is $16.00 pre-tax versus $17.28 post-tax — about a dollar and change. Enter whichever amount you'd like to base the tip on as the bill.
Add the tip to the bill first, then divide the total by the number of people — which is exactly what this calculator does. Splitting before adding the tip and then adding each person's tip separately gives the same answer, but doing it in one step avoids rounding errors. If people ordered very different amounts, an even split isn't really fair; in that case total each person's own items, then apply the same tip percentage to each.
The common courtesy is to tip on the original, pre-discount amount — the server did the same work regardless of your coupon. If a $60 meal is discounted to $40, tipping 20% on the full $60 ($12) rather than the $40 ($8) keeps the server whole. To do that here, enter the pre-discount bill amount as the bill and pay the discounted total plus that tip.